I started a business renting a condo that I own using an LLC. In the next year, I will have more cash on hand for the business and am wondering what a business can invest in to earn some sort of return and also keep the cash liquid for things such as real estate taxes, insurance, maintenance, and other expenses.

I am a 55 year old female that never had a credit card. I’ve been put off by so many horror stories involving cards. Several business associates are incredulous at this and have been urging me to apply for one. I can see their point. I’m finding it more difficult all the time to deal financially with businesses. Most won’t accept personal checks anymore citing that they have been ripped off too many times by rubber checks, so they only accept hard cash or a credit card. Also, the first thing that theydo when you apply for something like insurance is run a credit check. So, of course, nothing shows on me, so I am denied. I’d like to know something about the application process. Will I be asked to give references? I ask because I’ve managed to outlive both parents and most other close relatives and I don’t have any friends close enough to impose that on.

I’m looking for ways to make 0-500 a month online, either through blogging, advertising, product reviews, anything like that. I can type fast, and I can give an opinion if required.

Whether i make that amount of money consistently or not, I’m just looking for something i can do somewhat from home without having to deal with scams, selling, insurance, cold calling, MLM, things like that.

I already have a full time job, but would like to go travel more, but money is tight already. Please only serious and legit answers.

So up until I was laid off in 2008 from a full-time job, I had near perfect credit. I always always always paid my biills on time and was seldomly ever late for any of them. I had a few credit cards. I have/had a MasterCard, a Kohls card, a Old Navy card, and another card from my bank that I never used or even activated since the account was only for overdraft protection.
Keep in mind I have/had a near perfect record with MasterCard since like 2002. I ALWAYS paid my balance off in FULL not just on that card but any card I used I always made a habit of paying them off in full.
So everyone knows that the only way to apply for jobs these days is via computer. Well my motherboard on my computer went bad so I had to buy a new laptop so I opened a Best Buy Credit card. During that time I also had a TEMPORARY contract job and thought I would be able to make the payments. Well about a week after I had charged the amount to the card, wouldn’t you know that my contract temp job ended early. Then to top it off I had also during that time charged a small amount to my Kohls card thinking I"d be able to pay it off — needed clothes for that job. Well keep in mind that was like last August. Well when the contract ended earlier than it was supposed to, I was stuck with two bills I could not pay. Unemployment benefits only pay out so much. So I had to prioritze my bills. I paid the things that had to be paid like my car payment, student loans, insurance, cell phone (I have the bare minimum no frills cell phone plan and it’s the only phone I have) and groceries — I applied for food stamps but was told I made too much on unemployment benefits. This pretty much left me with nothing left over to give to the credit card people. I paid them a few times when I had a little left over but those payments were far and few between. So I mean when you don’t have money to pay even the bare minimum on cards you just don’t have the money. And I tried to tell those companies that I was unemployed and asked for help and all they wanted to do was put me on some type of payment plan even though I tried to tell them I did NOT have any left over for that. So I mean they just didn’t get paid. So I mean I can understand those particular companies not liking me. But what I don’t understand is why other companies have to stick their nose in your business and close your other cards that you didn’t even have problems with. My bank closed my card with them that I have for overdraft protection and have never ever even used it for that or anything else. Will Mastercard close on me next? It’s like I have a perfect or near perfect history with them by themselves (both the bank and mastercard), but my credit got messed up by Best Buy and Kohls. Why should the bank and/or mastercard even care? My debt is NOT with them. I don’t understand. I mean yes I know I didn’t pay Best Buy and Kohls like I should have but you can’t squeeze blood from a turnip. I mean shouldn’t they look at my past history and see that the only reason my accounts went delinquent is due to falling on some hard times? I know the simple solution would be to get a job. And TRUST ME I am looking but I’m not getting any phone calls back for interviews. Any explanation as to why credit cards that I didn’t even use are closing on me based on a couple other cards would be appreciated. Thanks.

I have a small cleaning service and I have a couple of deals for contracts in August /September. So I want to know what is the most affordable or the best means of insurance/certification/license to have for my business.