I have a high risk business (pharmaceuticals) and I’m currently looking for a high risk merchant account provider to assist me with payments and billing. I am not too savvy about picking the best provider. Moreover, I heard there are so few of them providers out there so I don’t know where to begin!

Hi there,

I’m so fraustrated with this. I have an online store (I haven’t finished desgined my website yet but upload hundreds of anime dvds for sale) My website is at www.knanime.com I called a merchant account provider and they want to charge me per month with the rate of 2.45% with set up fee the representative said gate payment with authorize.net and I asked her my website builder have the choice of authorize.net payment but it I enter two things "Login and Transaction Key"…I don’t know what is that, I asked "Will you guys give me Login and Transaction Key" of authorize.net so I can enter and start accept credit card/debit card. She did not understand. I’m confused please explain for me. THanks.

Hi there,

I’m so fraustrated with this. I have an online store (I haven’t finished desgined my website yet but upload hundreds of anime dvds for sale) My website is at www.knanime.com I called a merchant account provider and they want to charge me per month with the rate of 2.45% with set up fee the representative said gate payment with authorize.net and I asked her my website builder have the choice of authorize.net payment but it I enter two things "Login and Transaction Key"…I don’t know what is that, I asked "Will you guys give me Login and Transaction Key" of authorize.net so I can enter and start accept credit card/debit card. She did not understand. I’m confused please explain for me. THanks.

I would like to know the exact procedures for setting up my own merchant account on my e-commerce website without passing through a third party merchant account provider.

I know I have to open a merchant account with a bank. But how to I integrate it on my website??

Thank you

I’m looking to start an online business.
And I want to accept payments by Credit Cards.
I would be doing recurring billings too.

But, I’m kinda confused with which service I should use.
I’m based outside the U.S
and 1shoppingcart’s reseller’s website recommends WorldPay
as as International Merchant Account provider.

Then I went to some other shopping cart software’s website
and they state fees from Authorize.net.

What is Authorize.net anyway? Do i need WorldPay and Authorize.net
at the same time?

Can anyone guide me on this?